Make your USDC and EURC do the work

Store your stablecoins in a fee-free account with a Swiss-regulated crypto bank. Your USDC and EURC are safeguarded in segregated wallets, never lent out, moved, or reinvested—giving you security and peace of mind.

With AMINA Bank, clients maintaining an average monthly
balance of 10,000 USDC or 10,000 EURC — per coin —
across hot and cold custody are eligible to earn quarterly
rewards.

Rewards are paid in the same currency as the asset held —
USD for USDC, EUR for EURC — at a minimum interest
rate of 0.2%*, non-compounding.

Stablecoins are cryptoassets that aim to maintain a stable value, usually pegged to a fiat currency like USD. While they are designed for lower volatility, they are not without risk. While they are designed for lower volatility, they are not without risk.

• Counterparty risk: If the stablecoin is backed by reserves, a third party is typically responsible for holding and managing those assets. If that party fails, becomes insolvent, or does not maintain the reserves properly, the stablecoin’s value could be affected.
• Redemption risk: The ability to redeem an asset for its underlying collateral may not function as expected, especially during market volatility or network issues.
  Collateral risk: Some stablecoins are backed by other cryptoassets. If the value of the collateral falls significantly, this can destabilise the token and put holders at risk of loss.
• Foreign exchange (FX) risk: Many stablecoins are pegged to fiat currencies (e.g., US Dollars), exposing you to movements in fiat exchange rates.
• Algorithmic risk: Stablecoins that rely on algorithms or smart contracts to maintain their peg can fail due to flawed design, poor execution, or external market shocks. This may lead to a loss of value or stability
• Staking Risk: Projected annual rates or yields are estimates based on historical data and may change at any time. Staking and stablecoin usage involve risks, including no guarantee of rewards or returns, potential loss from slashing, issuer insolvency, security breaches, and depreciation in asset value or peg failure. Please review AMINA’s Terms of Service for full details. To learn more about staking and stablecoins, please read this.

• Available to all AMINA clients, except U.S. Persons and those resident or domiciled in the EEA.
• Rewards are subject to availability, and reward rates may vary at AMINA’s discretion.
• AMINA reserves the right to terminate stablecoins rewards and/or free custody at any time.

• Rewards have not been registered under U.S. securities laws and may not be offered or sold in the United States or to any U.S. person.
• AMINA Bank AG and its affiliates do not intend to register any portion of this offering in the United States or to conduct a public offering of securities in the United States.
• Additionally, the Rewards may not be offered or sold in the EEA or to any EEA person.