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Stablecoins Rewards Account

Make your stablecoins do the work

Enjoy quarterly rewards and complimentary custody while
securing your stablecoins with institutional-grade protection.

Get Started

Protect your stablecoins with our fee-free custody

You deserve better than high-risk counterparties and
hidden fees.

So why not store your stablecoins in a fee-free account with
a Swiss-regulated crypto bank?

With AMINA, your stablecoins are safeguarded in
segregated wallets, never lent out, moved or reinvested –
providing you with both profitability and peace of mind.

Earn quarterly rewards

At AMINA, protecting your assets while enabling growth is
our fundamental principle – we believe that safeguarding
and growing your assets go hand in hand.

Clients maintaining a minimum monthly balance of 10,000
in any eligible stablecoin, across both hot and cold custody,
qualify to receive quarterly rewards.

Rewards are paid in the same currency as the asset held
and are non-compounding. They accrue monthly and are
credited quarterly based on the minimum average monthly
balance per coin.

Unlock attractive yields

AssetStatusReward (indicative)Reward payoutsCustody FeesRewards currency
USDG Live ~3.5% Quarterly 0 USDG
RLUSD Live ~3.5% Quarterly 0 RLUSD

The above rates are indicative and subject to change. Assets in custody do not earn rewards by default and interested clients will need to opt-in.

Choose the custody model that best fits you

Hot Storage - Fast & Convenient Access

Hot storage provides seamless access to your stablecoins and the ability to transact and trade daily via AMINA's online banking platform or mobile app.

Cold Storage - A Vault for Your Stablecoins

With our proprietary offline digital cold storage, your private keys are safeguarded by military-grade physical and digital security. Ideal for long-term holdings.

Custody and Earn with Confidence

AMINA safeguards your stablecoins with comprehensive disaster recovery systems and our IT infrastructure is monitored and protected 24/7.

Staking & Stablecoin Risk

Stablecoins are cryptoassets that aim to maintain a stable value, usually pegged to a fiat currency like USD. While they are designed for lower volatility, they are not without risk. While they are designed for lower volatility, they are not without risk.

  • Counterparty risk: If the stablecoin is backed by reserves, a third party is typically responsible for holding and managing those assets. If that party fails, becomes insolvent, or does not maintain the reserves properly, the stablecoin’s value could be affected.
  • Redemption risk: The ability to redeem an asset for its underlying collateral may not function as expected, especially during market volatility or network issues.
    Collateral risk: Some stablecoins are backed by other cryptoassets. If the value of the collateral falls significantly, this can destabilise the token and put
    holders at risk of loss.
  • Foreign exchange (FX) risk: Many stablecoins are pegged to fiat currencies (e.g., US Dollars), exposing you to movements in fiat exchange rates.
  • Algorithmic risk: Stablecoins that rely on algorithms or smart contracts to maintain their peg can fail due to flawed design, poor execution, or external market shocks. This may lead to a loss of value or stability
  • Staking Risk: Projected annual rates or yields are estimates based on historical data and may change at any time. Staking and stablecoin usage involve risks, including no guarantee of rewards or returns, potential loss from slashing, issuer insolvency, security breaches, and depreciation in asset value or peg failure. Please review AMINA’s Terms of Service for full details. To learn more about staking and stablecoins, please read this.

Conditions

  • Available to all AMINA clients, except U.S. Persons and those resident or domiciled in the EEA.
  • Rewards are subject to availability, and reward rates may vary at AMINA’s discretion.
  • AMINA reserves the right to terminate stablecoins rewards and/or free custody at any time.

Disclaimer

  • Rewards have not been registered under U.S. securities laws and may not be offered or sold in the United States or to any U.S. person.
  • AMINA Bank AG and its affiliates do not intend to register any portion of this offering in the United States or to conduct a public offering of securities in the United States.
  • Additionally, the Rewards may not be offered or sold in the EEA or to any EEA person.